Enforcing national minimum wage law

The revised scheme to name employers who break national minimum wage law is now in operation
Employers who fail to pay the national minimum wage (NMW) will be publicly named and shamed under revamped plans to make it easier to clamp down on rogue businesses.

The new rules are part of government efforts to toughen up enforcement of the NMW and increase compliance. By naming employers it is hoped that bad publicity will be an additional deterrent to employers who would otherwise be tempted not to pay the NMW. This is on top of financial penalties which employers already face if they fail to pay NMW.

The revised NMW naming scheme, which came into effect on 01 October 2013, strips back restrictions, making it simpler for government to name more employers who break the law.

Under the original scheme, employers had to meet one of seven criteria before they could be named. The minimum amount of NMW owed to workers had to be at least £2000 and the average per worker at least £500 before an employer could be referred to the Department for Business, Innovation & Skills (BIS) from HM Revenue & Customs (HMRC) for naming.

The revised scheme removes these restrictions so that any employer who breaks national minimum wage law can be named.

In 2012 to 2013 HMRC identified 736 employers who had failed to pay the national minimum wage leading to the recovery of £3.9 million in unpaid wages for over 26,500 workers.

Read More >>>

Ardean : Business Planning

Innovation Vouchers Programme

APPLICATIONS ARE NOW BEING ACCEPTED FOR THE OCTOBER CALL, WHICH CLOSES AT MIDNIGHT ON 31ST OCTOBER 2013.

A little voucher could make a big difference. 
Just think.  What could £4000 do for your business?
 
A lot more than you might imagine if you’re a small or medium sized business wanting to get that extra edge, or struggling with an issue that needs expert help to solve.

An Invest Northern Ireland Innovation Voucher lets you tap into specialist knowledge to develop forward-thinking solutions or ideas to expand, improve or create new products, services and processes that will help you compete more effectively.

You can team up with one of 39 respected universities, colleges and research organisations throughout Northern Ireland and the Republic of Ireland. These are called Knowledge Providers.

The programme is as flexible as it is straightforward, letting you access expertise for many kinds of innovation projects.  Please note, however, that if there is a solution to your issue that is readily available from the private sector then it is unlikely that a voucher will be awarded.

Why wait?  Get £4000 of our best brainpower working for your business.
Read More >>>>

Ardean ¦ Funding

Trio of NI companies awarded growth funding

A trio of companies have become the latest recipients of financial support from the NI Small Business Loan Fund.

Gym operator Push Fitness, candle maker Castlehill Candles and education supply business Learning Space NI all received backing from the £5m fund to support their expansion plans.
Push Fitness, which is based at Enniskillen in County Fermanagh, will use its share of the funding to renovate premises and satisfy working capital requirements. Meanwhile, Castlehill Candles has taken on two additional members of staff and intends to hire a further two every year until 2015 as part of plans to ramp up exports.
Completing the list is Learning Space NI, which has been able to employ two new members of staff and fulfil larger orders.
The NI Small Business Loan Fund, which is backed by Invest NI, did not disclose the precise amounts handed out to each company.
William McCulla, director of corporate finance at Invest NI, said: "The NI Small Business Loan Fund is attracting a lot of interest. In just six months the fund has offered over £500,000 in loans to local businesses."

Read More >>>>>

Ardean : Funding

Noribic : Build your Business Programme

What is Build Your Business?

Build Your Business Programme aims to assist new start-ups, established business and community and voluntary groups based in the North East to begin trading, grow their business and become more entrepreneurial and sustainable.

Is this programme for me?     

Have you completed the Regional Start Initiative or Social Entrepreneurship Programme but need help to implement your business plan and start trading?

Are you a locally focussed established business or social enterprise that has the potential to increase sales and sustain/increase jobs but need to update your current business plan and business operations?

Are you a community or voluntary group that wants help to become more entrepreneurial and sustainable for the long term but need help planning how this would operate?

If you answered yes to any of the above, then the Build Your Business Programme is for you!

Read More >>>>
Ardean : Business Planning

Womens Fund for NI

The Women's Fund has been set up by the Community Foundation for Northern Ireland to provide financial support to foster and develop new opportunities for women and to encourage peer-group leadership across our society.

The Fund aims to help women overcome the barriers currently preventing their personal development, by providing small grants to foster and develop new opportunities in their own lives.

Strategic direction for the Women's Fund for Northern Ireland will be provided by an independent steering group comprising Dr Joan Smith, CBE (Chair), Barbara Gray - PSNI, Hazel Holmlund - Soroptimist International Northern Ireland, Ann Hope, Roseann Kelly - Women in Business NI and Paddy Skates - Queen's University Belfast Convocation.

"Andrew Carnegie once remarked that the best way to benefit the wider community is to place within its reach the ladders upon which the aspiring can rise.

"I imagine most people can recall a time in their life when the supportive action of another allowed them to take the next step on their career, their education or perhaps a brave step into the unknown.

"I firmly believe that this Fund is our opportunity to work together to empower women across Nothern Ireland to take the next important step in their own lives, in order to fulfill their potential and I do hope you will join me and others in support of this important initiative".  - Dr Joan Smyth, CBE

In Year One, starting in September 2012, the Fund aims to raise £25,000. These funds will be used to help women across Northern Ireland as well as helping ensure the future of the fund for years to come.
Read More >>>>

£69m to support business creation

A total of £69m is to be provided to support the creation of new businesses by the government.
The package includes £34m for Start-Up Loans to support around 7,600 businesses.


So far more than 35,000 entrepreneurs have formally registered an interest in loan through the scheme with almost 8,000 start-ups helped.
The Start-Up Loan scheme typically provides a loan of about £4,500 to help get business ideas off the ground.
Previously only available in England and Northern Ireland it will also be rolled out for Wales and Scotland.
Funding will also be provided to provide business mentoring and cash for unemployed people to start a company. The New Enterprise Allowance will be extended for new starters until the end of 2015 and provide an additional 60,000 mentoring places.
The scheme has helped to create more than 26,000 businesses so far.
Prime Minister David Cameron said: "I am determined to do all I can to support the British economy and that includes helping small businesses and budding entrepreneurs to get on. In the last two years we have helped tens of thousands of people to turn their ideas into a viable business, and this additional support will help thousands more.
"My message is simple: if you have drive, determination and are prepared to work hard, we will back you."

Read More >>>>

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The National Minimum Wage Increase

The national minimum wage sets minimum hourly rates that employers must pay their workers. It covers almost all workers in the UK. There are three aged based rates and an apprentice rate. This guide provides a basic overview of the national minimum wage and explains the role of HM Revenue & Customs (HMRC) in enforcing it.


Important updates and changes
The Department for Business, Innovation & Skills has announced the national minimum wage rates from 1 October 2013:

• the main adult rate (for workers 21 and over) will increase by 12p to £6.31 an hour
• the rate for 18-20 year olds will increase by 5p to £5.03 an hour
• the rate for 16-17 year olds will increase by 4p to £3.72 an hour
• the rate for apprentices will increase by 3p to £2.68 an hour

Read More >>>>

£150m Boost for Construction Industry

The UK's construction industry is set to receive a government-backed investment of up to £150m over the next five years.
Funding is to be provided to help reduce construction times, improve quality and make buildings more efficient.
A total of £60m is to be invested through the Technology Strategy Board to support the industry in designing and developing more energy efficient buildings.
The projects are expected to leverage in an additional £60m of industry investment and £30m extra funding across government and other agencies.
Business secretary Vince Cable said: "The UK's new and existing buildings must adjust to a low carbon economy. Investing in energy efficient construction projects is important to help industry and government achieve our aims of reducing greenhouse gas emissions by 50 per cent by 2025. I therefore warmly welcome the Technology Strategy Board's investment of £60m in energy efficient technology alongside the private sector.
"The construction industry contributes almost £90bn to the UK economy and supports around 3 million jobs. We are well placed to take advantage of new and emerging energy efficient technologies, commercialise them and then export them across the world.
"The future direct economic benefits of this investment are expected to be more than £1.5bn and three quarters of the organisations supported are small businesses with fewer than 250 staff."
Read more >>>>>

Direct Lending Scheme opens to exporters

A £1.5bn direct lending scheme for exporters, which will be operated by UK Export Finance, has been launched.
The Direct Lending Scheme will support exports where buyers need loans of up to £50m to purchase capital and semi-capital goods and services from UK exporters, but have been unsuccessful in obtaining funding from the banks.
Lord Green, minister for trade and investment, said: "Exports play a vital role in rebalancing our economy, and where the customers of British exporters are having difficulties securing export finance from other sources, UK Export Finance can now assist by providing loans through the Direct Lending Scheme."
Under the scheme, UK Export Finance will provide an export credit loan directly to an overseas buyer or borrower.
It will directly negotiate the terms and conditions of the loan, disburse funds against the manufacture and supply of the goods and services under the respective export contract and manage the repayment of the loan.
Chancellor George Osbourne announced the £1.5bn Direct Lending Scheme in the Autumn Statement last year.

Read More >>>>>:

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NI Small Business Loans Fund

As part of its Access to Finance Strategy, Invest Northern Ireland has appointed Ulster Community Investment plc (“UCI”) to manage and deliver the NI Small Business Loan Fund. The aim of the Fund is to ensure that businesses are not held back because they cannot access finance.

Who can apply?

Loans are available for individuals, private companies and social enterprises in the SME and micro enterprise size range, in the start-up and growth phases of development. Such enterprises are defined by the EU as:

• A micro enterprise is defined as an enterprise that has fewer than 10 employees and has either an annual turnover of less than €2million or a balance sheet total not exceeding €2million.
• A small enterprise is defined as an enterprise that has fewer than 50 employees and has either an annual turnover of less than €10million or a balance sheet total not exceeding €10million.
• A medium enterprise is defined as an enterprise that has fewer than 250 employees and has either an annual turnover of less than €50million or a balance sheet total not exceeding €43million.

Businesses applying must be substantially based in Northern Ireland and must provide evidence of funding refusal from the private banking sector.
 For further information click here:

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Selling Through Online Marketplaces

Following the success of Invest NIs recent Selling through Online Marketplace workshops held in June, they will be repeating these events in Belfast and Derry/Londonderry.

Invest will be holding two sessions each day with delegates having the option to choose between either Beginner or Advanced sessions. The Beginner session will be aimed at companies who have not sold on EBay/Amazon or have tried on a small scale. The Advanced session is for experienced online sellers, seeking to learn about some of the advanced features e.g. multichannel management.

To view dates of worksops click here::

Final call for Rural Development Programme bids

Michelle O'Neill, the agriculture and rural development minister for Northern Ireland, has issued a final call for grant applications to the £21.5m Rural Development Programme.
The programme is open to companies ranging from sole traders to those with up to 750 employees, as long as they are involved in the processing of primary agricultural products.
Up to £250,000 is available per applicant towards the cost of purchasing equipment and plants, reconfiguring factory layouts or making building alterations.
All applications must be submitted by 20 September 2013, although funded projects have up until 31 March 2015 to complete.
O'Neill said: "I hope all in the agriculture, horticulture and forestry processing sectors will welcome this final opportunity under the current programme to avail of financial support."
To date, the Department of Agriculture and Rural Development has approved funding worth approximately £18.6m to 88 separate projects.
Read More >>>>>

Guide to managing cash flow in your business

A recent survey highlighted managing cashflow as the biggest challenge facing businesses today.

Sage have produced a range of useful tips and advice to help businesses keep on top of their cashflow.

Download Sage's free guide here

Invest NI's Propel Programme, help to fast track your business to the next stage.

If you’re an entrepreneur, with an innovative, export focused business idea, Propel could help you fast track your business to the next stage.

Propel is aimed at high calibre entrepreneurs who have the passion and energy to succeed on an international stage and if your business has significant growth potential, particularly in international markets, it offers:

• Up to £20,000 financial support
• A series of 12 high quality training workshops
• Individual mentoring support from experienced international entrepreneurs
• Help with drafting an investor ready business plan
• Shared work space
• Support to make overseas market visits

Invest NI have organised a number of events to showcase the propel programme, with the schedule as follows:
Schedule:
08.30 – 09.00  Registration
09.00 – 09.15  Invest NI
09.15 – 09.45  Xcell Partners
09.45 – 10.00  Case Study
10.00 – 10.15  Q&A

2013 Venues:
2 September: Armagh - Armagh City Hotel
3 September: Cookstown - Glenavon Hotel
4 September: Derry - City Hotel
5 September: Antrim - Dunsilly Hotel
6 September: Belfast - Belfast Met E3

Read More >>>>

The High Street is dead long live the High Street

If you live in a grubby old house, and there is a dead mouse on the kitchen floor do you blame the cat for killing the mouse, or do you say the problem is a bit more serious than that? The High Street has some problems. This weekend the ‘Telegraph’ paraphrased a government minister saying the High Street was dead. The solution, however, is not to make online retailers pay more tax any more than killing the cat will solve the problem of a mouse infested house.

It is little harsh to say that Nick Boles, the planning minister, said the High Street was dead when what he actually said was :“People's shopping habits are changing very fast as a result of the rise in internet shopping and changes in lifestyle and working patterns.” He continued: “We need to think creatively about how to help town centres thrive in this new era. We want to encourage local councils to concentrate retail activity into the prime shopping streets in the heart of their town centres and adopt a more relaxed approach to underused retail frontages.”
Read More >>>

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Better Broadband For Businesses

Better broadband for businesses as market testing begins on Connection Vouchers scheme

Businesses in 5 cities can now apply for grants to cover cost of installing faster and better broadband.

A two month market test of the Connection Vouchers scheme, part of the government’s Super-Connected Cities programme, is now under way. The scheme will allow businesses to apply for grants of up to £3,000 to cover the costs of installing faster and better broadband into their premises.

The vouchers scheme aims to stimulate the broadband market to improve digital connectivity in participating cities. It particularly aims to benefit small and medium enterprises (SMEs), helping cities to create and attract new jobs and investment, and make the UK a more attractive place for companies to locate and do business.

First 5 cities to benefit
We have been working closely with a handful of cities who have demonstrated that they have the plans in place to take part in the initial market test.

These 5 cities are:

Cardiff
Belfast
Edinburgh
Manchester / Salford

These cities have demonstrated that they meet a set of criteria, including having a credible ‘demand stimulation’ plan in place (to inform businesses about the benefits of getting better broadband) and demonstrable and diverse interest from the supplier market.
Find out more about the scheme and eligibility on the connection vouchers website at www.connectionvouchers.co.uk

Read More >>>>

The problem with banks

The problem with banks lending to small businesses is that it is not often a good idea. Business loans are risky, of course they are. Mortgages are less risky because for one thing there is the property they are secured against, and for another thing there is the fact that to the people who own the homes keeping up mortgage payments is just about the number one priority. But there is a third far more important point. Businesses create wealth; mortgages don’t. And the creation of wealth is incredibly important, but also by its very nature risky. Banks have become the bogey men of the 21st century. The public hate them. The truth is, however, that small businesses, the type run by entrepreneurs and that create wealth don’t really need banks at all, not banks as they are these days anyway. They need something far more. And curiously enough the venture capital industry has just been spelling out what it is.
Read More>>>:

Ireland targets 25,000 social enterprise jobs

Ireland's social enterprise sector has the potential to create an additional 25,000 jobs by 2020, according to the findings of a new report.
A report by Forfás said the sector currently employs more than 25,000 people in 1,400 social enterprises in Ireland, with a combined total income of about €1.4bn (£910m). But it added there is potential to double employment in the sector over the period to 2020.
But the study said a coherent national policy across government is necessary if the sector is to achieve its potential. This has led to research and innovation minister Seán Sherlock being tasked with developing the sector on a cross-departmental basis.
"The social enterprise sector has played a key role in Irish society and in the economy for many years," said Sherlock.
"Social enterprises offer jobs across a range of skill-sets, and provide services and employment in many local and rural communities.
"That is why as part of the Action Plan for Jobs we have committed to supporting the development of a vibrant social enterprise sector.
"It has huge potential for employment growth and I am particularly pleased to have been asked by the Taoiseach to develop the sector further."
Insider News Ireland

Click here to view report here

Arlene Foster hails growth in foreign direct investment

Enterprise minister Arlene Foster has welcomed research showing that the number of Northern Ireland investment projects gaining overseas backing rose by 41 per cent.
Data published by UK Trade & Investment (UKTI) in its latest paper, entitled UK's 2012/13 Inward Investment Annual Report, indicates that 1,559 investment projects across the UK were secured with foreign direct investment in the last financial year.
To put that into context, it represents an 11 per cent year-on-year increase.  read more>>>

Start Up Loans Coming to Northern Ireland

Northern Ireland start-ups to benefit from Start Up Loans scheme

Loans for Northern Ireland

The first Start Up Loans to young Northern Irish entrepreneurs with good business ideas will be made this summer, it was announced yesterday.

Budding entrepreneurs aged between 18 and 30 will have access to the £117 million Start-Up Loans fund. Loans will be made available through delivery partners, with The Prince’s Trust and the School for Start-Ups already confirmed and agreement expected shortly with Enterprise Northern Ireland and the Ulster Community Investment Trust.

Start Up Loans Scheme

Since it started in England in autumn 2012, the Start Up Loans scheme for young entrepreneurs has already committed over £26 million in loans and £4 million in support to help over 5,000 people aged 18 to 30 set up businesses, almost half of whom were previously unemployed.

The Deputy Prime Minister, Nick Clegg said:“Start-Up Loans have proven to be a great success in England and we want young people in Northern Ireland to also be able to use the scheme to turn their enterprising ideas into live businesses.”

click here  for further information

Carrier Bag Levy First Payment Due

First payment of the Carrier Bag Levy due from 1st July

Northern Ireland retailers are being reminded that the first payment of the Carrier Bag Levy is due from 1st July 2013. The Carrier Bag Levy is a 5p charge for each new single use carrier bag dispensed to customers.

Retailers now need to declare the number of single use carrier bags that they have issued during the last quarter and make the related payment to the Department of the Environment (DOE). The net proceeds for the months April, May & June 2013 are due from 1 July 2013, and payment should be made no later than 28th July 2013.
click here to find out more information.

Templates Directory

Check out the NIBusinessinfo Directory of Business Templates.  They have a number of templates that you can use for your business to help you save time. They are easy to download and you can save them to your computer or print them off.
Click Here to view a list of the templates you can access from the NIBusinessinfo website.

CREST - South West College

CREST - Centre for Renewable Energy & Sustainable Technologies
CREST will provide industry R&D, demonstration and testing facilities for new renewable energy products and sustainable technologies. The facilities will be used by small companies within the region who have ideas for new products but who currently do not have the physical and/or technical capacity to develop, test and commercialise these.

Within CREST facilities and staff will be accessible to develop, demonstrate and test new technologies and show how these can be integrated practically and sensibly to achieve energy savings.

CREST has four main partners including Institute of Technology Sligo, Cavan Innovation & Technology Centre, Dumfries & Galloway College with the lead partner being South West College. Each partner will have their own staff and testing equipment for new renewable energy products and sustainable technologies.

Services
1. R&D in renewable energy systems and sustainable technologies
2. Development and testing of sustainable construction methods and materials
3. Innovative product and component design
4. Development of demonstration prototypes and models
5. Testing of renewable energy systems and products
6. Demonstration and testing of retrofit technologies
7. Data analysis and performance monitoring
8. Advice and consultancy on renewable energy and sustainable technologies

Visit South West College Website

North West Construction Programme

A MAJOR CROSS-BORDER INITIATIVE WAS LAUNCHED TO SUPPORT LOCAL BUSINESSES TO EXPLORE AND TARGET NEW BUSINESS OPPORTUNITIES IN THE CONSTRUCTION SECTOR

Phase 1 of the Programme is being developed, delivered and managed by Belfast-based Full Circle Management Solutions Ltd. The Programme commences with a series of information seminars that will be taking place across the 5 council areas and are open and free to all owner-managers of construction-focused businesses across the North West. Details of these are as follows:

Wednesday 27th June 2pm - Mill Park Hotel, Donegal Town
Thursday 27th June 6pm - Mount Errigal Hotel, Letterkenny
Tuesday 2nd July 2pm - Strabane District Council Offices
Tuesday 2nd July 6pm - Derry City Council Offices
Wednesday 3rd July 2pm - Roe Valley Arts and Cultural Centre
Wednesday 3rd July at 6pm - Magherafelt District Council Offices

Attendees at any of the 6 information seminars will be eligible for a free business audit where an experienced business consultant will come out to your premises to carry out a detailed review and provide you with an analysis of your business’s key strengths.

For further information on the Programme or to secure a place at one of above information seminars, please contact: Tel: 02871 878966 or Email: Geraldine@fullcircle.eu.com 

Start-Up Loans fund set for launch

The first Start-Up Loans for Northern Ireland are set to be made this summer.
Entrepreneurs aged between 18 and 30 will have access to the £117m Start-Up Loans fund which has so far been piloted in England.
Loans will be made available through delivery partners. The Prince's Trust and the School for Start-Ups have already confirmed and agreements are expected shortly with Enterprise Northern Ireland and the Ulster Community Investment Trust.

Vince Cable, the UK government's business secretary, said: "Northern Ireland has one of the youngest populations in Europe so it’s vital we encourage young people to back themselves to succeed".
"This welcomed extension will encourage even more young people to be entrepreneurial with access to finance, as well as professional mentors who can offer knowledge and expertise about how to run a successful enterprise".

New Thinking Around Business Space

Check out this new thinking around business space in Dungannon Enterprise Centre.
visit the business cube site:

Insider News National – UK must seize renewable opportunity - report

The UK risks missing out on a "once in a generation" opportunity to attract major companies to build factories to supply the fast-growing offshore wind energy sector, a new report has claimed.
RenewableUK and The Crown Estate have published a report which warns that unless the UK seizes the opportunity, its current manufacturing advantage will be lost to European competitors.
Energy minister Michael Fallon has described offshore wind as "a British success story" and said "this report sets out the enormous potential of this dynamic industry, which makes a crucial contribution to our clean energy mix".

Read More >>>>>>

New guidance from the Labour Relations Agency | nibusinessinfo.co.uk

The Labour Relations Agency has published two new employment publications

The Labour Relations Agency (LRA) has published two new publications which will be of benefit to both employers and employees.

A guide for new employers

Many small businesses feel they don’t have enough time or resources to devote to employment issues.

This guide shows that looking after your employees can make you more effective and help you avoid costly and time-consuming tribunal hearings.

Information covered includes employment law, the employment contract, recruitment, training, managing performance and resolving disputes.

Problems at work

This guide, which is tailored for employees in Northern Ireland, focuses on how employees can deal with problems at work.

It provides advice on grievances, disciplinary issues, dismissal procedures and making an industrial tribunal claim.

Options for resolving grievance and disciplinary issues are also highlighted, including mediation, pre-claim conciliation and using the LRA Arbitration Scheme.

Access the new employment guidance on the LRA website.
Read More  >>>>>>:

A little voucher could make a big difference

What could £4,000 do for your business?

The June call for Invest Northern Ireland Innovation Vouchers is open from 01 to 30 June 2013.

£4,000 could do a lot for your business if you’re a small or medium sized business wanting to get that extra edge, or struggling with an issue that needs expert help to solve.

How to apply

You can find out further information about the Invest NI Innovation Vouchers scheme on the Innovation Vouchers website.

In addition, find out how to apply for up to £4,000 worth of funding on the Innovation Vouchers website.

Call for applications is open from 01 to 30 June 2013.

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Universal Credit Employer Focus Groups

Northern Ireland businesses are invited to share their views on Universal Credit and the likely impact it will have on their business

Universal Credit is a new benefit that will replace six existing benefits with a simpler, single monthly (or twice monthly) payment if an individual is out of work or on a low income.

It will eventually replace Income-based Jobseeker’s Allowance, Income-related Employment and Support Allowance, Income Support, Working Tax Credit, Child Tax Credit and Housing Benefit.

Universal Credit will gradually be rolled out in Northern Ireland from April 2014 and will be completed by 2017.

Dates and times

The dates and times* of the focus groups confirmed so far are listed below. 

• For SMEs: Tuesday 23 July 2013, 08.00, The Mount, Belfast
• For large private employers: Wednesday 24 July 2013, 08.00, The Mount, Belfast

*Please note details may be subject to change in order to accommodate the majority of those attending.

Read More>>>>

Facebook Offers

Certain businesses, brands and organisations can share discounts with their customers by posting an offer on their Facebook Page. When someone claims an offer, they'll receive an email that they can show at the Page's physical location to get the discount. Additionally, Pages can post offers that people can redeem online.
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Seize Crossrail opportunities

 Enterprise minister Arlene Foster has urged companies in Northern Ireland to take advantage of business opportunities provided by London's £14.8bn Crossrail project.
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NI businesses need to internationalise

Danske Bank deputy chief executive Kevin Kingston has urged Northern Ireland businesses to think more globally. But he also said that businesses need to get the necessary skills on board for this to become a reality.

Read More:

Lithium - Get Serious

follow your head, not the herd.

Brands like Barclaycard, Skype and Sephora are getting millions from social.

What’s your brand getting out of it? read more:

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